Everyday Home Loans from WhiteStar Finance Pty Ltd

WhiteStar Finance is a Mortgage Manager that offers Everyday Home Loans at competitive rates with additional benefits.

WhiteStar Finance also has a safety loan which includes Repayment Insurance on your loan should you be unable to work due to illness or injury. Ask your Broker or speak to your WhiteStar staff member for detailed information on how this protects you and its limitations. Call WhiteStar Finance on 1300 667 837 or email us.

With no-ongoing fees and low entry cost loans we are in a strong position to cater to your needs with the following loan products to choose from:

Choice of Fixed or Variable or even a mixture of both

Fixing your loan can allow for peace of mind or you can have more flexibility with our variable loan or you could choose a combination by having a mixture of Fixed and Variable loans.

Principal and Interest or Interest Only

Depending on your situation, paying off Principal and Interest as fast as possible may be the best for you. However if the loan is for investment use you may wish to focus the Principal amounts elsewhere and just meet the interest repayments. Also should you run into some financial difficulty the option of reducing your repayments to meet Interest Only may be the little bit of help you need.

Home Equity Loan

An interest only or Principal and interest loan facility that allows debit card and cheque book access. As with our other variable products you can deposit your income directly into the loan and redraw as required to live and pay bills. If you deposit more than you earn and watch what you spend you should pay your home loan off faster. Please speak to your Broker for a more detailed explanation on how to pay it off faster.

Construction Loans

If you have a block of land and wish to build your dream home or you have purchased a house and land package. Speak to us or your Broker on the steps you need to take.

Low Doc Loans & Asset Lends

For those who are self employed for 1 day or many years. You may be having difficulty substantiating your income if you are self employed or an investor. These products have come about to assist these borrowers if they have either enough equity or are prepared to provide a declaration as to their annual income.

100% Loans

Available on Purchases or Construction. For those who have genuine or non-genuine savings. A higher lend against your new home may be the difference to making it a reality or not. For assistance with purchase calculations please contact us or your Broker.